Rules

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING. THIS SWEEPSTAKES IS VOID WHERE PROHIBITED BY LAW.

These are the official rules that explain how the Policygenius 529 Giveaway Sweepstakes promotion will operate. Please review these rules carefully. In these rules “we” and “us” refer to Policygenius Inc., the Sponsor of the Sweepstakes, and references to “you” refer to you, the Sweepstakes entrant. 

1. Eligibility: Sweepstakes (the "Sweepstakes") is open only to legal residents of the fifty (50) United States and the District of Columbia who are 21 years of age or older at the time of entry. This Sweepstakes is not valid in or valid to residents of Puerto Rico, the U.S. Virgin Islands and other commonwealth’s territories, and possessions. Employees of Policygenius Inc. (“Policygenius” or the "Sponsor"), its respective affiliates, subsidiaries, advertising and promotion agencies, and suppliers, and their immediate family members and/or those living in the same household of each are not eligible to participate in the Sweepstakes. 

The Sweepstakes is subject to all applicable federal, state and local laws and regulations and is void where prohibited. Sponsor reserves the right to amend eligible locations or entry methods without notice if required by law.

2. Agreement to Rules: By participating, you agree to be fully and unconditionally bound by these Rules, and you represent and warrant that you meet the eligibility requirements set forth herein. In addition, you agree to accept the decisions of Policygenius as final and binding. 

3. Timing: The Sweepstakes begins on October 10, 2019 at 12:00 AM E.T. and ends at November 10, 2019 at 11:59 PM E.T. (the “Promotion Period”). Sponsor’s computer is the official time-keeping device for the Sweepstakes.

4. How to Enter: 

Online Entry: Enter online by fully completing the online form at https://visit.policygenius.com/giveaway/. There is a limit of one (1) Online Entry per person (not including “Bonus Entries,” as described below). You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. Any such entries will be disregarded, and if you use fraudulent methods or otherwise attempt to circumvent the rules, your entry may be removed from eligibility at the sole discretion of Policygenius. By entering the Sweepstakes via the online form, you agree to receive email newsletters and other communications periodically from Policygenius. You can opt out of receiving such communications from Policygenius at any time by clicking the unsubscribe link at the bottom of any such message.

Bonus Entries: Each person who submits an Online Entry to the Sweepstakes can obtain Bonus Entries by performing any of the following actions:

Following Policygenius on Twitter - 1 Bonus Entry

Visiting the Policygenius Facebook page -  1 Bonus Entry

Referring a friend - 1 Bonus Entry (up to a maximum of 20) for each friend that enters via your custom 529 Giveaway Sweepstakes referral link

Visiting the Policygenius Magazine homepage (policygenius.com/blog) - 1 Bonus Entry

Entrant can receive a total of 23 additional entries by completing all bonus entry actions.

Each entry must fulfill all Sweepstakes requirements, as specified, to be eligible to win a prize. Entries that are not complete or do not adhere to the rules or specifications may be disqualified at the sole discretion of Policygenius. 

5. Prize: The Sweepstakes will have one winner, who will receive a check for $5,000.00 USD. Approximate retail value of the prize is $5,000.00 USD. You are not guaranteed to win a prize. The prize is non-transferable. It is Sponsor's sole discretion whether to replace any lost, mutilated, or stolen prize, or any prize that is undeliverable or does not reach the winner because of an incorrect or changed address.

The winner will receive an IRS form 1099-MISC from Policygenius. Any and all prize-related expenses, including without limitation any and all federal, state, and local taxes, shall be the sole responsibility of the winner. 

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner selection and notification: The winner of the Sweepstakes will be selected in a random drawing conducted on or about November 11 by Sponsor. A winner who entered via social media will be notified via Direct Message on the social media platform used to enter. A winner who entered via the online form will be notified via email to the email address used to enter the Sweepstakes. It is your responsibility to set your account to accept messages from Sponsor and to timely check your account for any such messages to receive and claim the prize. Policygenius shall have no liability for winner's failure to receive notices due to winner's spam filter, junk email, or other security settings, or for winner's provision of incorrect or otherwise non-functioning contact information. If the selected winner cannot be contacted, is ineligible, fails to claim the prize within 15 days from the time award notification was sent, or fails to timely return a completed and executed Affidavit of Eligibility and Liability & Publicity Release as required, the prize may be forfeited and an alternate winner selected. 

The receipt by winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal and state laws and regulations. Any violation of these official rules by any winner, at Sponsor's sole discretion, will result in such winner's disqualification as winner of the sweepstakes and all privileges as winner will be immediately terminated.

8. Rights Granted by you: By entering this Sweepstakes you acknowledge and agree that unless prohibited by law, Policygenius, anyone acting on behalf of Policygenius, and its respective licensees, successors, and assigns will have the right, without any further notice, review, or consent, and without any further compensation, to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter in perpetuity and throughout the World, your entry, including, without limitation, the social media post, your name, portrait, picture, voice, likeness, image, statements about the Sweepstakes, and biographical information on a winners list, as news, publicity, or information, and for trade, advertising, public relations, and promotional purposes. 

9. Terms: Policygenius reserves the right in its sole discretion to cancel, terminate, modify, or suspend the Sweepstakes should (in its sole discretion) a virus, bug, non-authorized human intervention, fraud, or other causes beyond its control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such case, Policygenius may select the winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Policygenius. 

Policygenius has the right, in its sole discretion to maintain the integrity of the Sweepstakes, to void entries for any reason, including but not limited to multiple entries from the same user from different IP addresses, multiple entries from the same computer in excess of that allowed by sweepstakes rules, or the use of bots, macros, or scripts or other technical means for entering. Any attempt by an entrant to deliberately damage any web site or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws and, should such an attempt be made, Policygenius reserves the right to seek damages from any such person to the fullest extent permitted by law.

10. Limitation of Liability: By entering this Sweepstakes you agree to waive all right to, and release and hold harmless Policygenius and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers and directors from any liability, loss, or damage (including punitive, incidental, and consequential damages), or expense (including attorneys' fees) arising out of or in connection with (i) your participation in the Sweepstakes and/or acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunctioning of any computer, cable, network, hardware or software, or social media platform; (iii) the unavailability or inaccessibility of any transmissions or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error which may occur in the administration of the Promotion or the processing of entries. 

Each entrant understands and agrees that all rights under section 1542 of the Civil Code of California and any similar law of any state or territory of the United States are hereby expressly waived by him/her. Section 1542 reads as follows: "Certain claims not affected by a general release. A general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor."

11. Disputes: This Sweepstakes is governed by the laws of the United States and the State of New York, without respect to conflict of law doctrines. As a condition of participating in this Sweepstakes, you agree that any and all disputes which cannot be resolved between the parties and causes of action arising out of or connected with this Sweepstakes shall be resolved individually, without resort to any form of class action, exclusively before a court located in New York having jurisdiction. Further, in any such dispute, under no circumstances will you be permitted to obtain awards for, and you hereby waive all rights to claim punitive, incidental, or consequential damages, including reasonable attorneys' fees, other than your actual out-of-pocket expenses (i.e., costs associated with entering this Sweepstakes) not to exceed $10.00 USD, and you further waive all rights to have damages multiplied or increased.

12. Privacy Policy: Information submitted with an entry is subject to the Policygenius Privacy Policy, available at https://www.policygenius.com/about/privacy/.

13. Winners List: For the name of the winner, please contact us at team@policygenius.com and in the subject of the email type “Please email me the winners list for the Policygenius 529 Giveaway Sweepstakes”

14. Sponsor: Sponsor of the Sweepstakes is Policygenius, 50 W. 23rd St., Floor 9, New York, NY, 10010.

15. No Affiliation: This Sweepstakes is in no way sponsored, endorsed or administered by, or associated with Instagram, Facebook, or Twitter. Sponsor is not responsible for any changes to or unavailability of the Instagram, Facebook, or Twitter services that may interfere with the Sweepstakes or the ability of an entrant to timely enter, receive notices, or communicate with Sponsor via social media.